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We appreciate your sharing. This is a very state specific issue and the lump sum is countable in some states under the Medicaid program. It is important to know your own state laws.

Alicia Beeler Villines

Be sure to read the fine print on a reverse mortgage. The former mayor of Kansas City, MO took out a reverse mortgage and apparently didn't. When he was unable to make the payments he was in immediate peril of being dispossessed of the home in which he and his now seriously ill wife had lived for 40+ years.

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